After testing Rob's out for a quick minute or so and with his endorsement, i decided to finally install this thing on this rainy day.
http://www.basspro.com/Everything-Bass-Flat-Foot-Recessed-Tray-for-Troll... I'm sure my ankles and hips will thank me after using it the first time.
Instructions and process is much simpler than it is to just build up the nerve to cut into your front deck. For an aluminum boat you dont need but a drill (1/2" bit or so to create pilot holes for the jigs saw and 3/16" bit for the scews for the plate), razor knife to cut carpet, masking tape to hold paper template in place, metal bits for your jig saw, tape measure and phillips screw driver or drill bit.